Get 1 Co-op Point for every $1 of dividends earned or use points to raise your interest rate by up to .50%

TERM SHARE CERTIFICATES
UMassFive Term Share Certificates are a safe, effective way to save for any occasion. Share Certificates allow you to lock in a higher interest rate for a specific period of time. We have several terms available ranging from 90 days, up to 5 years for those who want to optimize dividends. Share Certificates are available starting at $500.00 minimum. With a UMassFive certificate, you have the option to roll the interest you've earned back into the certificate. Or, if you prefer, you may request that all dividends be transferred into any share account on a quarterly basis or at maturity. Share Certificate's with a term of less than 1 year do not have compounding interest.

Share Certificates can be purchased quickly and easily at one of our branches, by speaking to a representative in our Call Center or through our website. You will receive a copy of the certificate about one week after it is opened. A maturity notice will be mailed to you about two weeks before it matures. If you DO NOT inform the Credit Union of any changes to the certificate, then it will automatically renew at the prevailing rate.

For questions or assistance, please contact a Representative or email us today!