Get 300 Co-op Points for opening a Credit Card.

All VISA cards have a 25-day grace period from finance charges on purchases and have no Annual Fee. The minimum monthly payment is 3% of the unpaid balance with a minimum payment of $20.00.

PLATINUM VISA CREDIT CARD
At UMassFive, you can get a low fixed rate credit card (see rates below) with lines of credit up to $25,000. Our Platinum VISA cards all come with a special benefit package including:

• Personal Identity Theft Coverage*
• Travel Accident Insurance
• Travel and Emergency Assistance
  
• Auto Rental Collision Damage Waiver
  
• Warranty Manager Service
  
• Year End Summary Statement
  

VISA COLLEGIATE CREDIT CARD
Our VISA Collegiate card has been designed especially to help students build a positive credit rating. Some features of the Student VISA Card are as follows:

• No credit history required
• Low 12.9% fixed APR
• No annual fee
• No default rates
• $500 limit

To get information about your current Credit Union VISA account call VISA's 24/7 customer service at 866.270.3864 or visit VISA Online Credit Card Services.

To report a lost or stolen credit card, please call 866.270.3864 anytime and listen to the menu of options. For international calls, call collect 719.637.4012.
You will need to have the following information ready when you make your phone call:

• Date last used
  
• Purchase amount
  
• The name of the merchant
  

If your card is stolen be sure to notify your local police.

Verified by Visa (VbV) is a security technology that authenticates your VISA Credit Card to ensure that only the authorized cardholder is placing an online order.

*To help protect against identity theft UMassFive also offers AlertMe, an optional service that monitors your Credit Bureau file for material changes such as a new account that could be the indication of an ID Theft, for a small fee. Learn more...

For questions or assistance, please contact a Representative or email us today!