Don't just invest for a better return.

Invest for a better world.

What is Socially Responsible

Socially responsible can mean different things to different people. But a socially responsible company usually has a positive track record in one or more of the following categories:

• Environment
• Workplace
• Product safety & impact
• International operations & human rights
• Community relations
• Indigenous people's rights

In addition, they all have another common characteristic. It's called good corporate governance. They have good business practices, and company policies. They align the interest of management, customers, stockholders, and society so every group benefits from their performance in the marketplace. In addition, they also have good employee relations, have a Board that is diverse and independent, and have a reasonable and rational executive compensation plan. Good corporate governance sets the culture for being socially responsible.

Practical solutions and objective advice

UMassFIVE Financial & Investment Services offers investments through CUSO Financial Services LP (CFS), our independent broker dealer. We have several investment options that specialize in socially responsible investing. They all have an investment philosophy that supports our view of a socially responsible company. We believe these investment options could help you achieve competitive returns while meeting your basic social philosophy.

Call today and we will help you select the fund which fits not only your social philosophy but also your investment strategy.

Investment products and services offered through CUSO Financial Services,
L.P. (CFS), an independent broker/dealer, are not NCUA/NCUSIF insured,
not Credit Union guaranteed and may lose value. Advisors are employed
by UMASSFive College Federal Credit Union and registered through CFS.
(Member FINRA/SIPC).

For questions or assistance, please contact Financial & Investment Services at 800.852.5886 ext 5580, or email us today!