At our Hadley, Worcester, and Northampton Branches, UMassFIVE provides Financial & Investment Services through our broker dealer, CUSO Financial Services, L.P. (CFS).

We are focused on understanding your unique financial situation, and developing a plan that helps you achieve your goals.

Craig Layman and Ron Bradley are here to help, whether you're looking for information on:

• Saving for Your Retirement
• Transferring Your Retirement Plan
• Getting a Better Return on Your Money
• Socially Responsible Investing
• Saving for Your Child's Education

Call today and one of our advisors will gladly review your current investments and give you a second opinion on your financial plans.

Hadley Office hours are Monday, Tuesday, Thursday, and Friday 8:30-5:00 by appointment.

Worcester Office hours are Wednesday Noon-5:00 by appointment.

Northampton Office hours are Monday, Tuesday, Thursday, and Friday 9:00-5:00 by appointment

Evening and Saturday appointments are also available for your convenience.

Read this month's and previous FIS Newsletters, which are found in the Learning Center under 'Financial and Investment Services Newsletters.'

Investment products and services offered through CUSO Financial Services,
L.P. (CFS), an independent broker/dealer, are not NCUA/NCUSIF insured,
not Credit Union guaranteed and may lose value. Advisors are employed
by UMASSFive College Federal Credit Union and registered through CFS.
(Member FINRA/SIPC).

For questions or assistance, please contact Financial & Investment Services at 800.852.5886 ext 5580, or email us today!